Habitational Insurance

ALKEME provides a comprehensive range of insurance solutions tailored specifically for the habitational sector.

Coverage for everything.

At ALKEME Insurance, we’re experts in the habitational industry. From luxurious condos to bustling apartment complexes – we have a solution for your needs.

Luxury Condominiums

Apartments with mixed-use (retail/habitational)

Retirement Communities

Landlords (residential and commercial)

Homeowners Associations (HOAs)

Property Management Companies

Affordable Housing

Builders and Contractors

More…

Coverage for everything.

At ALKEME Insurance, we’re experts in the habitational industry. From luxurious condos to bustling apartment complexes – we have a solution for your needs.

Luxury Condominiums

Apartments with mixed-use (retail/habitational)

Retirement Communities

Landlords (residential and commercial)

Homeowners Associations (HOAs)

Property Management Companies

Affordable Housing

Builders and Contractors

More…

Protect your habitational ventures with ALKEME

ALKEME specializes in understanding the distinct needs of property owners, landlords, and property managers. Whether you require coverage for residential buildings, commercial complexes, or mixed-use developments, our team possesses the expertise to safeguard your investments effectively.

Custom insurance solutions: From mitigating risks associated with property damage and liability claims to addressing challenges such as tenant disputes and regulatory compliance, we offer comprehensive coverage to ensure peace of mind for property owners and managers alike.

Things to consider when searching for
habitational Insurance:

What unique risks do our business and the habitational industry face, and are we working with an agency that understands those risks?

Does our insurance agent understand our needs now, and our long-term business plan?

Does our agent work with carriers that truly understand the habitational industry and have specific solutions for comprehensive coverage?

A wide range of solutions for your habitational insurance needs.

  • General Liability
  • Property Insurance
  • Product Liability
  • Liquor Liability
  • Hospitality Coverage
  • Live Event Coverage
  • Excess/Umbrella Insurance
  • Crime Insurance
  • Cargo Insurance
  • Inland Marine – Equipment Coverage
  • Equipment Breakdown Insurance
  • Business Income
  • E&O / D&O Insurance
  • Lessor’s Risk (LRO)
  • Employment Practices Liability (EPLI)
  • Cyber Liability Insurance
  • Construction/Development Coverage
  • Owner Controlled Insurance Program (OCIP)
  • Pollution

  • Pay-as-you-go options
  • Carriers Rated A+ XV by AM Best
  • Available in All States
  • Claim Management to help manage and reduce experience modification
  • PEO Options Available
  • Vast experience in unique class codes
  • Rates dependent upon individual loss history and size of the account

  • 1 vehicle fleet up to 1,000 vehicle fleets
  • Annual policies that can be financed.
  • Uninsured Motorists Liability
  • Hired Non-Owned Auto
  • Goods in Transit (Cargo and Custody)
  • Medical Payments
  • Rental Car Coverage

  • HMO
  • PPO
  • Vision/Dental
  • Life/AD&D
  • Long-Term Disability
  • Creative additional benefits for you and your employees

  • Sports Wagering Bonds
  • Food Handler Bonds
  • Alcohol Bonds

A trusted national team of insurance experts

Founded in 2020, ALKEME is ranked as one of the top insurance brokers in the United States.

#34

Ranked by Insurance Journal as the #34 biggest P/C agency

1000+

Number of ALKEME employees nationwide

42+

Office locations across the United States

$1B+

Amount of premiums written in 2023

We know habitational insurance, just ask our customers.

Don’t take our word for it, it is always better to hear from your peers in the gaming industry. Feel free to reach out to see more success stories.

“We’re happy with the insurance services from ALKEME. Their tailored coverage options provide peace of mind, ensuring our properties and investments are safeguarded effectively.”

Alicia S, Texas

Learn more about habitational insurance here.

Arm yourself with up-to-date knowledge of the habitational industry #insuranceverse.

Get started today with your ALKEME habitational Insurance expert.

Get in touch with one of our experts today to discuss your business insurance needs. Fill out this form and receive a customized consultation – one of our practice leaders will be in touch with you shortly.

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