Welcome.
Errors & Omissions coverage is one of the most specialized areas of insurance and real estate. We understand the unique types of coverage required for a Real Estate firm and the intricacies of a Real Estate E&O policy form.
Our expertise in this complex and dynamic field allows us to provide optimal coverage for our clients. Unlike commercial insurance generalists, we provide in-depth knowledge of client exposures, coverage options and markets. We are proficient in the nuances of E&O Professional Liability Coverage. Every carrier is different. Many carriers provide a base policy form that can only be broadened by requesting specific endorsements.
Fair Housing/Discrimination, Environmental, Mold, Reduction in deductibles, Sale of Agent Owned Properties and Construction Development are just some of the industry specific coverage’s that must be addressed. Do you have agents selling properties in related LLC’s? How will your policy address agents flipping owned properties, REO’s, Short Sales or BPO’s?
Pinnacle Insurance Consultants have preferred status with many of the leading markets and in some cases has exclusive coverage enhancements available only to Pinnacle and their clients.
- Accessing the markets that write this class of business is complex. Many carriers must be approached through Managing General Agents or Wholesalers; our knowledge of how to access selective carriers is critical to providing optimal service to our clients.
- Specialists will often have direct access to these specialty carriers where others will not. This enhances the power of negotiation.
- Premium volume and relationships with the senior decision makers at all the carriers gives Pinnacle the leverage for negotiating the very best terms for our clients.