Construction Insurance
Strong foundations. Stronger futures.
From general liability and workers' comp to builders risk and surety bonds, we structure coverage around how you actually build: your trade, your contracts and your jobsite risk, in all 50 states.
Why We're Different
Specialized Protection for Every Jobsite
We combine deep industry knowledge with a consultative approach to deliver insurance programs that truly protect your operation.
Built for Contractors
Coverage Matched to Your Trade
Claims Advocacy When It Counts
Coverage Solutions
Protect every project from the ground up.
From general liability and builders risk to surety bonds and equipment coverage, we protect every phase of construction.
General Liability
Protects against third-party bodily injury and property damage claims from your construction operations, on and off the jobsite.
Learn about general liability
Workers' Compensation
Covers employee injuries on construction sites, falls, equipment accidents, repetitive stress, and occupational illness.
Learn about workers' compensation
Builders Risk
Covers buildings under construction against fire, theft, vandalism, weather damage, and other perils during the build phase.
Learn about builders risk
Commercial Auto
Coverage for work trucks, vans, equipment trailers, and any vehicles used in your construction operations.
Learn about commercial auto
Inland Marine / Equipment
Protects tools, equipment, and materials in transit or at jobsites, from theft, damage, and loss of rented equipment.
Learn about inland marine / equipment
Professional Liability
Errors & omissions coverage for design-build firms, engineers, architects, and contractors providing professional services.
Learn about professional liabilitySpecialty lines
For the exposures a standard policy leaves out.
Surety Bonds
Performance, payment, and bid bonds required for public works and many private construction contracts.
Learn about surety bonds
Umbrella / Excess
Extends your liability limits above GL, auto, and employer liability, essential for large projects with high contract requirements.
Learn about umbrella / excess
Pollution Liability
Covers cleanup costs and third-party claims from environmental contamination during demolition, excavation, or renovation.
Learn about pollution liability
Subcontractor Default
Protects general contractors when subcontractors fail to perform, go bankrupt, or default on their obligations.
Learn about subcontractor default
On the jobsite
Coverage built around how contractors actually work.
Industries Served
Coverage for Every Type of Contractor
We serve construction professionals across all trades, from independent subcontractors to large general contractors managing multi-million-dollar projects.
General Contractors
Full-service GCs managing multi-trade jobsites
Residential
Single-family, multi-family, and custom home builders
Commercial
Office, retail, warehouse, and mixed-use construction
Specialty Subs
Drywall, painting, flooring, and finish-trade contractors
Electrical
Licensed electrical contractors and low-voltage installers
Plumbing & HVAC
Mechanical contractors for piping, heating, and cooling systems
Roofing
Commercial and residential roofing contractors
Road & Infrastructure
Highway, bridge, utility, and public works contractors
Design-Build
Firms combining design and construction under one contract
Demolition & Excavation
Site clearing, grading, and structural demolition teams
Why Choose Us
Your Operation Deserves an Insurance Partner Who Gets It
Construction insurance requires more than a policy. It demands an advisor who understands the nuances of your operation and advocates for the right coverage at the right price.
Construction Industry Expertise
Our team understands the exposures contractors face, from OSHA compliance and jobsite injuries to completed operations claims and contractual risk transfer.
Contract-Driven Underwriting
We review your contracts before quoting. Coverage recommendations are shaped by the additional insured requirements, indemnification clauses, and bonding thresholds your projects demand.
Safety & Loss Prevention Support
Beyond placing policies, we help reduce your experience modifier and claim frequency through jobsite safety programs, OSHA compliance guidance, and return-to-work strategies.
Access to Construction-Focused Markets
We work with carriers and surety companies that specialize in contractors, giving you access to competitive pricing for tough classes like roofing, demolition, and heavy civil.