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Terms & Conditions

ALKEME Intermediary Holdings, LLC Terms & Conditions

  1. Introduction

These Terms and Conditions (“Terms”) govern your access to and use of the ALKEME Insurance website (“Website”) and services provided by ALKEME Intermediary Holdings, LLC (“ALKEME,” “we,” or “us”). These Terms outline the rules and regulations for using our Website and services.

  1. Acceptance of Terms

By accessing or using our Website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Website or services.

  1. User Responsibilities and Conduct

When using our Website and services, you agree to:

  • Be at least 18 years of age or have the legal capacity to enter into binding contracts
  • Maintain the confidentiality of any passwords or login information
  • Not use the Website for any false or fraudulent purpose
  • Not post or transmit any unlawful, threatening, libelous, defamatory, obscene, indecent, inflammatory, pornographic, or profane material
  • Not interfere with the normal operation of the Website
  • Not use the Website for any unauthorized commercial purposes

ALKEME reserves the right to terminate your access to the Website for any violation of these Terms.

  1. Intellectual Property Rights

ALKEME and its content providers own all intellectual property rights to the Website and its content. This includes, but is not limited to, copyrights, trademarks, and service marks. You may not modify, copy, reproduce, republish, upload, post, transmit, or create derivative works from any content without express written consent from ALKEME.

  1. Account Information and Security

You are responsible for maintaining the confidentiality of any passwords, login names, or other information associated with your use of this Website. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

  1. Privacy and Data Collection

Your use of this Website is subject to our Privacy Policy. By accepting these Terms, you also consent to our Privacy Policy, which outlines how we collect, use, and protect your personal information.

  1. Limitation of Liability

ALKEME and its providers disclaim all warranties regarding the Website and its content. The Website and content are provided “as-is.” We are not liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising from the use of or inability to use the Website or its content.

  1. Termination or Suspension of Services

ALKEME reserves the right, at any time and without advance notice or liability, to terminate your access to this Website or any component thereof.

  1. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any dispute arising from the use of this Website shall be subject to the exclusive venue of a court of competent jurisdiction in Orange County, California.

  1. Terms of Service for SMS Communications
  2. Consent for SMS Communication
    Information obtained as part of the SMS consent process will not be shared with third parties. Types of SMS Communications:
  3. If you have consented to receive text messages from ALKEME, you may receive text messages related to our insurance or financial services. Below are examples:
  4. Customers and Guests: Updates regarding your policies, services other relevant information.
  5. Standard Messaging Disclosures:
    Message and data rates may apply.
    You can opt-out at any time by texting “STOP.”
    For assistance, text “HELP” or visit our Privacy Policy & Terms and Conditions
  6. This company will not sell, transfer, share or distribute the personal information that is collected without your consent, unless required by a judge with a court order.

To opt out of any ALKEME SMS communications, please visit: https://alkemeins.com/sms-optin

  1. Changes to Terms

ALKEME reserves the right to change these Terms from time to time at its sole discretion. Any material changes to the Terms will be brought to your attention when you next visit the Website. Your continued use of the Website after any revisions indicates your acceptance of the changes[1].

Contact Information

If you have any questions or comments about this Notice, the ways in which we collect and use your personal information described herein and, in the Statement, your choices and rights regarding such use, or wish to exercise your rights under California law, please contact us at:

Phone: 949-297-4900
Website: https://alkemeins.com
Email: information.requests@alkemeins.com

Postal Address:
General Counsel
ALKEME Intermediary Holdings, LLC
111 Corporate Drive, Ste. 200
Ladera Ranch, CA 92694

Last revised November 15, 2024

By using our Website and services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.