National Automotive Programs · from ALKEME
Parts stores, repair shops, collision centers, heavy-truck service and towing operators — and the people who own and work in them. Business, benefits and personal coverage, handled by your Chief Insurance Officer.
Your Chief Insurance Officer is one dedicated contact for the business, the benefits and the personal lines — not a call center and not a different person every renewal.
We work with leading insurance companies to find the program that fits the way your shop actually operates.
Risk management services from our own in-house team, available to N.A.P. clients. N.A.P. is from ALKEME Insurance Services.
Who we serve
Independent businesses across the U.S. that sell parts, fix vehicles and move them — and the people who own and work in them.
Building and stock, counter and delivery exposures, and the drivers running parts to shops.
Garage liability and garagekeepers for the customer vehicles in your bays.
Paint, frame and body work bring their own property and liability questions.
Larger units, larger values in your care, and bigger repair bills when something goes wrong.
Tow trucks, on-hook exposure and storage-lot vehicles, written together.
Health, life and personal insurance for the people behind the counter and under the lift.
What we offer
Property, general and garage liability, garagekeepers, workers’ comp, commercial auto and towing.
See the coverage →Medical, dental and vision for employees, group captive medical for 50+ insureds, and individual plans for owners.
See the coverage →Auto, home and renters for owners and employees, flood insurance, and life including key-person and buy-sell.
See the coverage →About N.A.P.
Our mission is to make it easy for owners and employees to find customized insurance solutions and competitive pricing for the automotive industry.
National Automotive Programs is an insurance program from ALKEME Insurance Services built for the automotive aftermarket: independent parts stores, repair and service shops, collision centers, heavy-truck service and towing businesses across the U.S.
The idea is simple. A shop owner should not have to manage five agents for five kinds of insurance. One person — your Chief Insurance Officer — looks after the business policies, the employee benefits and, if you want it, your own family’s coverage, and is the one you call when something happens.
Behind that one contact are in-house risk management services, so the program is built around how your shop really runs.
We place coverage for parts stores, repair and service shops, collision centers, heavy-truck operations and tow yards in nearly every state. That is the whole business.
We do not do it alongside forty other industries, which is why we know what a garagekeepers policy misses, what a tow operator gets wrong on radius, and what happens to a shop’s work comp when the apprentice headcount moves.
Common questions
National Automotive Programs (N.A.P.) is an automotive insurance program from ALKEME Insurance Services. It brings business insurance, employee benefits and personal insurance for automotive aftermarket businesses under one dedicated point of contact.
Independent auto parts stores, auto repair and service shops, collision centers, heavy-truck service businesses and towing operators — plus the owners and employees of those businesses, for their health, life and personal insurance.
No. N.A.P. is not tied to any parts brand, store network or buying group. Any business in the automotive aftermarket can ask for a quote.
Start a quote online and choose the kind of quote you need — business, group or individual health, personal lines, flood, life or group captive medical — or call 800.833.4954. We will ask about your business, its locations, employees and current coverage, then take it to the insurance companies that fit. Your Chief Insurance Officer walks you through the options before anything is bound.
It is how we describe the person assigned to you: one dedicated contact who understands your whole picture — business, benefits and personal — and who you call for quotes, changes, certificates and claims help.
Yes. Group medical, dental and vision, group captive medical for companies with 50 or more insureds, individual health for owners and families, and personal auto, home, renters, flood and life insurance are all available.
Yes. N.A.P. clients have access to in-house risk management services. Ask your Chief Insurance Officer what is available for your business.
Call 800.833.4954 and ask for N.A.P. Billing questions and payments, policy changes, certificates and claims help all go through the same number. This website does not take payments.
Get covered
Tell us about your shop, your people and what you carry today. We will come back with options from leading insurance companies.
The shop, the crew and the family — handled by one person who knows the whole picture.
